A 0% interest offer you can use again and again. Our 0% interest offer is better than just an introductory offer. Spend over £99.00, and you get 0% interest for 3 months on that purchase. The great thing is you’ll automatically get 0% for 3 months every time you spend over £99.00. So, if you’re planning a weekend away or fancy splashing out on a new wardrobe, PayPal Credit is the perfect way to spread the cost of those larger purchases. It’s quick and easy to apply for PayPal Credit. Complete a short application form, and we’ll give you a decision instantly. If approved and you accept, you’ll have a credit limit attached to your PayPal account, which you can start using straightaway at thousands of online stores. How our 0% offer works. Spend £99.00 or more in one go with PayPal Credit. To be eligible to apply for PayPal Credit, you must: Be a UK resident aged 18 years or over Have a good credit history and not be declared bankrupt Have an annual income of more than £7,500.
What is the cost of PayPal credit outside of promotional offers?
Representative Example
Purchase rate 21.9% p.a. (variable) Representative 21.9% APR (variable) Assumed Credit Limit £1,200 * The minimum payment due still applies to 0% offer balances. Any remaining balance due after the 3-month promotional period or transactions under £99 will be charged interest at 21.9% p.a. (variable). To maintain the 0% offer, you must keep up monthly repayments and stay within your credit limit.
Klarna, buy now and pay later with no fees.
Why Use Klarna?
No interest or fees. No effect on your credit score. Easy automatic payments. Simple, safe, and smooth. Pay in 3, Interest Free First, select 3 interest-free instalments at checkout. Add your items to your basket as usual, and select Klarna 3 interest-free instalments as your payment method during checkout.
Klarna's Pay in 3 instalments and Pay in 30 Days credit agreements are not regulated by the FCA. Missed payments may affect your ability to use Klarna in the future. 18+, UK residents only. Subject to status. T&Cs apply. Learn More.
